Who We Are

North Main Credit Union was first chartered in December 1978 as Lumite Credit Association on the credit union principle of "people helping people." Lumite Credit Association was established to provide a convenient place for employees of the Lumite plant and their families to save and borrow. Business officially began in 1979.

On Jan. 1, 1980, Ethicon, Inc. assumed control of the plant and it was renamed to Ethicon, Inc., a division of Johnson and Johnson. The management of Ethicon agreed to continue to sponsor the credit union and the credit union's name was changed to Ethicon Credit Union, serving Ethicon associates, retirees and their families.

In 2016, we moved off-site to 255 North Main St. in downtown Cornelia, Georgia and changed our name to North Main Credit Union. This has allowed us to better serve all credit union members and has provided upgraded facilities including improved parking and expanded services. Throughout our history, we are proud to have existed solely for the purpose of serving our members' best interests and providing substantial savings through our products and services.

In March of 2022, the consolidation of a partnership between Fieldale Credit Union and North Main was completed. Fieldale Credit Union’s Board of Directors believed that our philosophy of “people helping people,” along with our steady growth and involvement in the community, would allow Fieldale’s membership to thrive.

Our field of membership now serves anyone (including their family members) who lives or works in Habersham or Banks Counties, along with the entire Fieldale Corporation and Ethicon, Inc. As a trusted financial institution since 1979, NMCU has proudly brought instant and significant value and opportunity to their members.

A volunteer board of directors administers North Main Credit Union. Their responsibilities include setting policies, approving budgets and other board functions that help guide the credit union’s future. The board of directors are credit union members who are elected by the membership and serve without pay.

To join our credit union, simply open a savings account with a minimum deposit of $25 and a non-refundable membership fee of $5.00.

North Main Credit Union offers the utmost in security to our members. Accounts are insured up to $250,000 through the National Credit Union Administration (NCUA), a U.S. government agency.