Savings Rates

Savings Rates

Annual Percentage Yield is accurate as of March 5, 2012. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

If you close your savings account before dividends are paid, you will not receive the accrued dividends.

Account Type Minimum Opening
Deposit
Minimum Balance
to Earn APY
Limitations* Dividend Rate Annual Percentage Yield

Regular Share Account

$100 - $4,999
$5,000 - $9,999
$10,000 and Over

 

$25.00

 

$100.00

 

Transfer & Withdrawal*

 

0.05%
0.05%
0.10%

 

0.05%
0.05%
0.10%

Super Saver
(Balance drops below - 1.00% with 1.01 APY)
$25,000 $25,000 Transfer & Withdrawal* 0.15% 0.16%
Christmas Club Account -- -- Transfer & Withdrawal* 0.05% 0.05%
Vacation Club Account -- -- Transfer & Withdrawal* 0.05% 0.05%
IRA Savings $25.00 $25.00 Transfer & Withdrawal* 0.25% 0.25%

*For additional information regarding the above accounts, please refer to the Fee Schedule. Click here for the Truth-In-Savings disclosure.