Certificates of Deposit

CD's can be opened with a minimum balance of $500 and are available with terms of six months to 36 months.

Features of our CD's include:

  • A fixed dividend for the term of the certificate.
  • Competitive dividend rates.

Please contact us if you have any questions about CD's or click here for current rate information.


Regular and IRA Certificate Rates

Annual Percentage Yield is accurate as of March 5, 2012. Rates and other terms may change at any time without prior notice. *$500.00 minimum required to open Share or IRA Certificate. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

  • Dividends will be credited at maturity.
Terms Dividend Rates Annual Percentage Yield
6 months 0.25% 0.25%
12 months 0.25% 0.25%
18 months 0.35% 0.35%
24 months 0.50% 0.50%
36 months 0.75% 0.75%
48 months 1.00% 1.00%
Educational IRA 0.25% 0.25%
Roth IRA 0.25% 0.25%