Optional Loan Protection

North Main Credit Union offers optional loan protection products that can help ease the financial burden of your loan obligation in the event of an unexpected life event, accident or illness.

Credit Life and Credit Disability Insurance

Credit Life is designed to help reduce or pay your eligible loan balance, up to the policy maximum, should an unexpected life event occur. Credit disability insurance may make your loan payment, up to the policy maximum, if you become totally disabled due to a covered sickness or accident. Coverage is available on all loan types, except credit cards. Contact a loan officer for more details.

Guaranteed Asset Protection (GAP)

Guaranteed Asset Protection (GAP) helps protect you against financial loss if your GAP-protected vehicle is stolen or declared a total loss due to an accident. GAP could help fill the gap between what your car insurance will pay and what you owe on our loan, easing your financial burden.