Loan Rates

Loan Type Rate**
New & Used Auto Loans 2.49%
New & Used Items
(Such as tractors, lawn mowers, motorcycles, campers, boats, ATV's, etc.)
4.75%
Personal Loans 9.75%


*Effective August 25, 2020. Loans subject to credit approval. 2.49% Annual Percentage Rate offer based on a credit score of 725+ for a 36-month term. The actual rate may vary depending on credit qualifications and loan term. A North Main Credit Union share account is required. Rates and terms are subject to change without notice. The monthly payment on a $10,000 car loan for 36 months with a rate of 3.89% APR would be $300.00.

**APR is the Annual Percentage Rate. The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness and terms of the loan.  Your rate can be higher or lower depending on credit performance. Financing up to the retail value of the auto is available. Rate is subject to change without notice. 

***Finance charges begin on the date the loan is made and interest accrues during the payment deferral period. First payment due date is dependent upon repayment method chosen. For example, a loan with a monthly payment would be due within one month of loan disbursal. 

Fees associated with this extension of credit: 

  • $40 Loan Application Fee
  • $18 Georgia MV1 Fee for vehicle loans
  • $15 E-title fee for vehicle loans
  • $400 Guaranteed Automobile Protection-GAP Fee (optional and may be included in financed loan amount)
  • $25 Credit Report Fee
For more information on our loan rates, please contact us.